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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A leasehold interest in real property ownership is

A) a non insurable interest.
B) a lien interest.
C) an usury interest.
D) an insurable interest.

2. Which of the following is excluded from coverage in the standard owner's policy?

A) recorded documentation on the title to real property without acknowledgment
B) any law, ordinance, or governmental regulation without filed notice
C) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
D) lack of a right of access to and from the land

3. Which of the following is considered an involuntary lien?

A) HELOC loan
B) federal tax lien
C) deed restriction
D) a life estate reservation

4. Which of the following is the broadest form of ownership allowed by law?

A) fee simple
B) leasehold
C) life estate
D) easement estate

5. When a land owner uses his land as security for a loan, the encumbrance created is called

A) a promissory note.
B) a mortgage.
C) an involuntary lien.
D) a special security.

Solutions: