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Real Estate Maryland-Real-Estate-Salesperson Exam Syllabus Topics:

Section

Weight

Objectives

National Portion

73%

- Financing

1. Closing and settlement procedures
2. Loan qualification and underwriting
3. Mortgage types and lending regulations
4. Government loan programs (FHA, VA, USDA)

- Valuation and Market Analysis

1. Factors affecting property value
2. Comparative market analysis
3. Appraisal principles and methods

- Land Use Controls and Regulations

1. Public controls: zoning, building codes, environmental laws
2. Private controls: deed restrictions, HOA rules

- Property Disclosures

1. Environmental disclosures
2. Property condition disclosures
3. Lead-based paint and other federal requirements

- General Principles of Agency

1. Agency relationships and creation
2. Agency disclosure requirements
3. Termination of agency
4. Fiduciary duties and obligations

- Practice of Real Estate

1. Fair housing laws and anti-discrimination
2. Advertising and business practices
3. Escrow and trust account management

- Contracts

1. Purchase and sale agreements
2. Elements of valid contracts
3. Contract contingencies and remedies
4. Listing and buyer representation contracts

- Real Estate Calculations

1. Area and volume measurements
2. Prorations and closing costs
3. Commission and fee calculations

- Transfer of Property

1. Closing process and documents
2. Deeds and title transfer
3. Title insurance and recording

- Property Ownership

1. Real and personal property
2. Land characteristics and legal descriptions
3. Encumbrances and easements
4. Forms of ownership

Maryland State Portion

27%

- Duties and Powers of the Real Estate Commission

1. Commission structure and authority
2. Rulemaking and enforcement
3. Disciplinary actions and penalties

- Ethics

1. Confidentiality and disclosure
2. Conflicts of interest
3. Professional standards and conduct

- Business Conduct

1. Unlawful practices and prohibited acts
2. Advertising regulations
3. Trust fund handling

- Licensing Requirements

1. Eligibility and education requirements
2. License types and scope of authority
3. Application and renewal procedures

- Brokerage Relationships

1. Duties to clients and customers
2. Maryland agency definitions and rules
3. Disclosure forms and requirements

- Supervision

1. Compliance oversight
2. Office management and record keeping
3. Broker responsibility for licensees

Real Estate Maryland Real Estate Salesperson Examination Sample Questions:

1. What's the primary purpose of bulk zoning?

A) To restrict density
B) To increase density
C) To keep like properties together
D) To allow warehouse facilities in residential areas

2. In relation to appraisals, what is a "federally related transaction"?

A) A transaction involving the sale of government secrets
B) A transaction in which financing is obtained from foreign investors
C) An appraisal that a federally licensed appraiser conducts
D) A real estate transaction in which a federal financial agency or regulatory authority is involved

3. Which agency duties survive termination of an agreement?

A) Reasonable skill and care, confidentiality, and loyalty
B) Confidentiality, loyalty, and accounting
C) Accounting and loyalty
D) Confidentiality and accounting

4. When a local planning board is reviewing density, it would consider ______.

A) FHA approval
B) Property values
C) Impact on neighboring states
D) Setbacks and boundaries

5. The power of the state to claim property when the owner dies without a will and without locatable heirs or creditors is also known as ______.

A) Taking
B) Eminent domain
C) Life estate
D) Escheat

Solutions:

Question # 1
Answer: A

Question # 2
Answer: D

Question # 3
Answer: D

Question # 4
Answer: D

Question # 5
Answer: D