Excellent CIPP-US PDF Dumps With 100% Test4Cram Exam Passing Guaranted [Jan-2024]
100% Pass Your CIPP-US Certified Information Privacy Professional/United States (CIPP/US) at First Attempt with Test4Cram
IAPP CIPP-US exam consists of 90 multiple-choice questions, and individuals have 2.5 hours to complete the exam. CIPP-US exam covers four main categories: U.S. privacy laws and regulations, privacy program governance, data breaches, and privacy issues in the workplace. Passing the exam requires a score of 300 out of 500 possible points.
NEW QUESTION # 70
SCENARIO
Please use the following to answer the next QUESTION
When there was a data breach involving customer personal and financial information at a large retail store, the company's directors were shocked. However, Roberta, a privacy analyst at the company and a victim of identity theft herself, was not. Prior to the breach, she had been working on a privacy program report for the executives. How the company shared and handled data across its organization was a major concern. There were neither adequate rules about access to customer information nor procedures for purging and destroying outdated dat a. In her research, Roberta had discovered that even low- level employees had access to all of the company's customer data, including financial records, and that the company still had in its possession obsolete customer data going back to the 1980s.
Her report recommended three main reforms. First, permit access on an as-needs-to-know basis. This would mean restricting employees' access to customer information to data that was relevant to the work performed. Second, create a highly secure database for storing customers' financial information (e.g., credit card and bank account numbers) separate from less sensitive information. Third, identify outdated customer information and then develop a process for securely disposing of it.
When the breach occurred, the company's executives called Roberta to a meeting where she presented the recommendations in her report. She explained that the company having a national customer base meant it would have to ensure that it complied with all relevant state breach notification laws. Thanks to Roberta's guidance, the company was able to notify customers quickly and within the specific timeframes set by state breach notification laws.
Soon after, the executives approved the changes to the privacy program that Roberta recommended in her report. The privacy program is far more effective now because of these changes and, also, because privacy and security are now considered the responsibility of every employee.
Which principle of the Consumer Privacy Bill of Rights, if adopted, would best reform the company's privacy program?
- A. Consumers have a right to correct personal data in a manner that is appropriate to the sensitivity.
- B. Consumers have a right to easily accessible information about privacy and security practices.
- C. Consumers have a right to exercise control over how companies use their personal data.
- D. Consumers have a right to reasonable limits on the personal data that a company retains.
Answer: D
NEW QUESTION # 71
What do the Civil Rights Act, Pregnancy Discrimination Act, Americans with Disabilities Act, Age Discrimination Act, and Equal Pay Act all have in common?
- A. They require employers not to discriminate against certain classes when employees use personal information
- B. They permit employers to use or disclose personal information specifically about employees who are members of certain classes
- C. They require that employers provide reasonable accommodations to certain classes of employees
- D. They afford certain classes of employees' privacy protection by limiting inquiries concerning their personal information
Answer: A
NEW QUESTION # 72
If an organization maintains data classified as high sensitivity in the same system as data classified as low sensitivity, which of the following is the most likely outcome?
- A. Temporary employees will be able to find the data necessary to fulfill their responsibilities.
- B. The organization will still be in compliance with most sector-specific privacy and security laws.
- C. The impact of an organizational data breach will be more severe than if the data had been segregated.
- D. The organization will be able to address legal discovery requests efficiently without producing more information than necessary.
Answer: C
Explanation:
"Holding all data in one system can increase the consequences of a single breach" Excerpt From: "IAPP_US_TB_US-Private-Sector-Privacy-3E_1.0." Apple Books.
NEW QUESTION # 73
SCENARIO
Please use the following to answer the next QUESTION
Felicia has spent much of her adult life overseas, and has just recently returned to the U.S. to help her friend Celeste open a jewelry store in Californi a. Felicia, despite being excited at the prospect, has a number of security concerns, and has only grudgingly accepted the need to hire other employees. In order to guard against the loss of valuable merchandise, Felicia wants to carefully screen applicants. With their permission, Felicia would like to run credit checks, administer polygraph tests, and scrutinize videos of interviews. She intends to read applicants' postings on social media, ask Question:s about drug addiction, and solicit character references. Felicia believes that if potential employees are serious about becoming part of a dynamic new business, they will readily agree to these requirements.
Felicia is also in favor of strict employee oversight. In addition to protecting the inventory, she wants to prevent mistakes during transactions, which will require video monitoring. She also wants to regularly check the company vehicle's GPS for locations visited by employees. She also believes that employees who use their own devices for work-related purposes should agree to a certain amount of supervision.
Given her high standards, Felicia is skeptical about the proposed location of the store. She has been told that many types of background checks are not allowed under California law. Her friend Celeste thinks these worries are unfounded, as long as applicants verbally agree to the checks and are offered access to the results. Nor does Celeste share Felicia's concern about state breach notification laws, which, she claims, would be costly to implement even on a minor scale. Celeste believes that even if the business grows a customer database of a few thousand, it's unlikely that a state agency would hassle an honest business if an accidental security incident were to occur.
In any case, Celeste feels that all they need is common sense - like remembering to tear up sensitive documents before throwing them in the recycling bin. Felicia hopes that she's right, and that all of her concerns will be put to rest next month when their new business consultant (who is also a privacy professional) arrives from North Carolina.
Regarding credit checks of potential employees, Celeste has a misconception regarding what?
- A. Employment-at-will rules.
- B. Records retention policies
- C. Disclosure requirements.
- D. Consent requirements.
Answer: D
NEW QUESTION # 74
U.S. federal laws protect individuals from employment discrimination based on all of the following EXCEPT?
- A. Pregnancy.
- B. Age.
- C. Marital status.
- D. Genetic information.
Answer: C
NEW QUESTION # 75
In 2012, the White House and the FTC both issued reports advocating a new approach to privacy enforcement that can best be described as what?
- A. Notice and choice.
- B. Harm-based.
- C. Self-regulatory.
- D. Comprehensive.
Answer: D
NEW QUESTION # 76
According to Section 5 of the FTC Act, self-regulation primarily involves a company's right to do what?
- A. Determine which bodies will be involved in adjudication
- B. Adhere to its industry's code of conduct
- C. Decide if any enforcement actions are justified
- D. Appeal decisions made against it
Answer: B
Explanation:
See IAPP book, Section 3.10, paragraph 2.
NEW QUESTION # 77
Which of the following best describes what a "private right of action" is?
- A. The right of individuals harmed by data processing to have their information deleted.
- B. The right of individuals to submit a request to access their information.
- C. The right of individuals to keep their information private.
- D. The right of individuals harmed by a violation of a law to file a lawsuit against the violation.
Answer: D
NEW QUESTION # 78
Which of the following is commonly required for an entity to be subject to breach notification requirements under most state laws?
- A. The entity must be registered in the state
- B. The entity must be an information broker
- C. The entity must have employees in the state
- D. The entity must conduct business in the state
Answer: D
NEW QUESTION # 79
What role does the U.S. Constitution play in the area of workplace privacy?
- A. It provides legal precedent for physical information security, but not for electronic security
- B. It provides contractual protections to members of labor unions, but not to employees at will
- C. It provides enforcement resources to large employers, but not to small businesses
- D. It provides significant protections to federal and state governments, but not to private-sector employment
Answer: A
NEW QUESTION # 80
Which action is prohibited under the Electronic Communications Privacy Act of 1986?
- A. Accessing stored communications with the consent of the sender or recipient of the message
- B. Monitoring employee telephone calls of a personal nature
- C. Monitoring all employee telephone calls
- D. Intercepting electronic communications and unauthorized access to stored communications
Answer: D
NEW QUESTION # 81
Which of the following privacy rights is NOT available under the Colorado Privacy Act?
- A. The right to limit the use of sensitive data.
- B. The right to access sensitive data.
- C. The right to correct sensitive data.
- D. The right to delete sensitive data.
Answer: A
Explanation:
"The CPA grants Colorado Consumers new rights with respect to their personal data, including the right to access, delete, and correct their personal data as well as the right to opt out of the sale of their personal data or its use for targeted advertising or certain kinds of profiling."
https://coag.gov/resources/colorado-privacy-act/
Even without knowing for certain the answer, one can reason that it should be D. It would be administratively difficult for businesses to adhere to varying limitation requests for each consumer... Therefore such a right would not make sense from a public policy perspective.
NEW QUESTION # 82
What is the most likely reason that states have adopted their own data breach notification laws?
- A. Many large businesses have intentionally breached the personal information of their customers
- B. Many states have unique types of businesses that require specific legislation
- C. Many types of organizations are not currently subject to federal laws regarding breaches
- D. Many lawmakers believe that federal enforcement of current laws has not been effective
Answer: C
NEW QUESTION # 83
Mega Corp. is a U.S.-based business with employees in California, Virginia, and Colorado. Which of the following must Mega Corp. comply with in regard to its human resources data?
- A. California Privacy Rights Act, Virginia Consumer Data Protection Act, and Colorado Privacy Act.
- B. California Privacy Rights Act and Colorado Privacy Act.
- C. California Privacy Rights Act.
- D. California Privacy Rights Act and Virginia Consumer Data Protection Act.
Answer: C
NEW QUESTION # 84
SCENARIO
Please use the following to answer the next QUESTION
Noah is trying to get a new job involving the management of money. He has a poor personal credit rating, but he has made better financial decisions in the past two years.
One potential employer, Arnie's Emporium, recently called to tell Noah he did not get a position. As part of the application process, Noah signed a consent form allowing the employer to request his credit report from a consumer reporting agency (CRA). Noah thinks that the report hurt his chances, but believes that he may not ever know whether it was his credit that cost him the job. However, Noah is somewhat relieved that he was not offered this particular position. He noticed that the store where he interviewed was extremely disorganized. He imagines that his credit report could still be sitting in the office, unsecured.
Two days ago, Noah got another interview for a position at Sam's Market. The interviewer told Noah that his credit report would be a factor in the hiring decision. Noah was surprised because he had not seen anything on paper about this when he applied.
Regardless, the effect of Noah's credit on his employability troubles him, especially since he has tried so hard to improve it. Noah made his worst financial decisions fifteen years ago, and they led to bankruptcy. These were decisions he made as a young man, and most of his debt at the time consisted of student loans, credit card debt, and a few unpaid bills - all of which Noah is still working to pay off. He often laments that decisions he made fifteen years ago are still affecting him today.
In addition, Noah feels that an experience investing with a large bank may have contributed to his financial troubles. In 2007, in an effort to earn money to help pay off his debt, Noah talked to a customer service representative at a large investment company who urged him to purchase stocks. Without understanding the risks, Noah agreed. Unfortunately, Noah lost a great deal of money.
After losing the money, Noah was a customer of another financial institution that suffered a large security breach. Noah was one of millions of customers whose personal information was compromised. He wonders if he may have been a victim of identity theft and whether this may have negatively affected his credit.
Noah hopes that he will soon be able to put these challenges behind him, build excellent credit, and find the perfect job.
Based on the scenario, which legislation should ease Noah's worry about his credit report as a result of applying at Arnie's Emporium?
- A. The Safeguards Rule under the Gramm-Leach-Bliley Act (GLBA).
- B. The Disposal Rule under the Fair and Accurate Credit Transactions Act (FACTA).
- C. The Privacy Rule under the Gramm-Leach-Bliley Act (GLBA).
- D. The Red Flags Rule under the Fair and Accurate Credit Transactions Act (FACTA).
Answer: A
NEW QUESTION # 85
Which act violates the Family Educational Rights and Privacy Act of 1974 (FERPA)?
- A. A K-12 assessment vendor obtains a student's signed essay about her hometown from her school to use as an exemplar for public release
- B. University police provide an arrest report to a student's hometown police, who suspect him of a similar crime
- C. A university posts a public student directory that includes names, hometowns, e-mail addresses, and majors
- D. A newspaper prints the names, grade levels, and hometowns of students who made the quarterly honor roll
Answer: A
NEW QUESTION # 86
SCENARIO
Please use the following to answer the next QUESTION
Otto is preparing a report to his Board of Directors at Filtration Station, where he is responsible for the privacy program. Filtration Station is a U.S. company that sells filters and tubing products to pharmaceutical companies for research use. The company is based in Seattle, Washington, with offices throughout the U.S. and Asi a. It sells to business customers across both the U.S. and the Asia-Pacific region. Filtration Station participates in the Cross-Border Privacy Rules system of the APEC Privacy Framework.
Unfortunately, Filtration Station suffered a data breach in the previous quarter. An unknown third party was able to gain access to Filtration Station's network and was able to steal data relating to employees in the company's Human Resources database, which is hosted by a third-party cloud provider based in the U.S. The HR data is encrypted. Filtration Station also uses the third-party cloud provider to host its business marketing contact database. The marketing database was not affected by the data breach. It appears that the data breach was caused when a system administrator at the cloud provider stored the encryption keys with the data itself.
The Board has asked Otto to provide information about the data breach and how updates on new developments in privacy laws and regulations apply to Filtration Station. They are particularly concerned about staying up to date on the various U.S. state laws and regulations that have been in the news, especially the California Consumer Privacy Act (CCPA) and breach notification requirements.
The Board has asked Otto whether the company will need to comply with the new California Consumer Privacy Law (CCPA). What should Otto tell the Board?
- A. That CCPA only applies to companies based in California, which exempts the company from compliance.
- B. That the company is governed by CCPA, but does not need to take any additional steps because it follows CPBR.
- C. That business contact information could be considered personal information governed by CCPA.
- D. That CCPA will apply to the company only after the California Attorney General determines that it will enforce the statute.
Answer: D
NEW QUESTION # 87
SCENARIO
Please use the following to answer the next QUESTION :
You are the chief privacy officer at HealthCo, a major hospital in a large U.S. city in state A. HealthCo is a HIPAA-covered entity that provides healthcare services to more than 100,000 patients. A third-party cloud computing service provider, CloudHealth, stores and manages the electronic protected health information (ePHI) of these individuals on behalf of HealthCo. CloudHealth stores the data in state B. As part of HealthCo's business associate agreement (BAA) with CloudHealth, HealthCo requires CloudHealth to implement security measures, including industry standard encryption practices, to adequately protect the data. However, HealthCo did not perform due diligence on CloudHealth before entering the contract, and has not conducted audits of CloudHealth's security measures.
A CloudHealth employee has recently become the victim of a phishing attack. When the employee unintentionally clicked on a link from a suspicious email, the PHI of more than 10,000 HealthCo patients was compromised. It has since been published online. The HealthCo cybersecurity team quickly identifies the perpetrator as a known hacker who has launched similar attacks on other hospitals - ones that exposed the PHI of public figures including celebrities and politicians.
During the course of its investigation, HealthCo discovers that CloudHealth has not encrypted the PHI in accordance with the terms of its contract. In addition, CloudHealth has not provided privacy or security training to its employees. Law enforcement has requested that HealthCo provide its investigative report of the breach and a copy of the PHI of the individuals affected.
A patient affected by the breach then sues HealthCo, claiming that the company did not adequately protect the individual's ePHI, and that he has suffered substantial harm as a result of the exposed data. The patient's attorney has submitted a discovery request for the ePHI exposed in the breach.
Which of the following would be HealthCo's best response to the attorney's discovery request?
- A. Respond with a request for satisfactory assurances such as a qualified protective order
- B. Turn over all of the compromised patient records to the plaintiff's attorney
- C. Reject the request because the HIPAA privacy rule only permits disclosure for payment, treatment or healthcare operations
- D. Respond with a redacted document only relative to the plaintiff
Answer: A
NEW QUESTION # 88
If an organization maintains data classified as high sensitivity in the same system as data classified as low sensitivity, which of the following is the most likely outcome?
- A. The organization will be able to address legal discovery requests efficiently without producing more information than necessary.
- B. Temporary employees will be able to find the data necessary to fulfill their responsibilities.
- C. The organization will still be in compliance with most sector-specific privacy and security laws.
- D. The impact of an organizational data breach will be more severe than if the data had been segregated.
Answer: A
NEW QUESTION # 89
Which of these organizations would be required to provide its customers with an annual privacy notice?
- A. The King County Savings and Loan.
- B. The Four Winds Tribal College.
- C. The Golden Gavel Auction House.
- D. The Breezy City Housing Commission.
Answer: A
NEW QUESTION # 90
Smith Memorial Healthcare (SMH) is a hospital network headquartered in New York and operating in 7 other states. SMH uses an electronic medical record to enter and track information about its patients. Recently, SMH suffered a data breach where a third-party hacker was able to gain access to the SMH internal network.
Because it is a HIPPA-covered entity, SMH made a notification to the Office of Civil Rights at the U.S. Department of Health and Human Services about the breach.
Which statement accurately describes SMH's notification responsibilities?
- A. If SMH must make a notification in any other state in which it operates, it must also make a notification to individuals in New York.
- B. If SMH makes credit monitoring available to individuals who inquire, it will not have to make a separate notification to individuals in the state of New York.
- C. If SMH is compliant with HIPAA, it will not have to make a separate notification to individuals in the state of New York.
- D. If SMH has more than 500 patients in the state of New York, it will need to make separate notifications to these patients.
Answer: A
NEW QUESTION # 91
In 2014, Google was alleged to have violated the Family Educational Rights and Privacy Act (FERPA) through its Apps for Education suite of tools. For what specific practice did students sue the company?
- A. Making student education records publicly available
- B. Relying on verbal consent for a disclosure of education records
- C. Scanning emails sent to and received by students
- D. Disclosing education records without obtaining required consent
Answer: C
NEW QUESTION # 92
What are banks required to do under the Gramm-Leach-Bliley Act (GLBA)?
- A. Process requests for changes to user preferences within a designated time frame
- B. Conduct annual consumer surveys regarding satisfaction with user preferences
- C. Provide consumers with the opportunity to opt out of receiving telemarketing phone calls
- D. Offer an Opt-Out before transferring PI to an unaffiliated third party for the latter's own use
Answer: D
Explanation:
Explanation/Reference: https://www.investopedia.com/terms/g/glba.asp
NEW QUESTION # 93
The Video Privacy Protection Act of 1988 restricted which of the following?
- A. When downloading of copyrighted audio visual materials is allowed
- B. Which purchase records of audio visual materials may be disclosed
- C. Who advertisements for videos and video games may target
- D. When a user's viewing of online video content can be monitored
Answer: B
Explanation:
Explanation/Reference: https://searchcompliance.techtarget.com/definition/Video-Privacy-Protection-Act-of-1988
NEW QUESTION # 94
SCENARIO
Please use the following to answer the next QUESTION:
You are the chief privacy officer at HealthCo, a major hospital in a large U.S. city in state A.
HealthCo is a HIPAA-covered entity that provides healthcare services to more than 100,000 patients. A third-party cloud computing service provider, CloudHealth, stores and manages the electronic protected health information (ePHI) of these individuals on behalf of HealthCo. CloudHealth stores the data in state B.
As part of HealthCo's business associate agreement (BAA) with CloudHealth, HealthCo requires CloudHealth to implement security measures, including industry standard encryption practices, to adequately protect the data. However, HealthCo did not perform due diligence on CloudHealth before entering the contract, and has not conducted audits of CloudHealth's security measures.
A CloudHealth employee has recently become the victim of a phishing attack. When the employee unintentionally clicked on a link from a suspicious email, the PHI of more than 10,000 HealthCo patients was compromised. It has since been published online. The HealthCo cybersecurity team quickly identifies the perpetrator as a known hacker who has launched similar attacks on other hospitals - ones that exposed the PHI of public figures including celebrities and politicians.
During the course of its investigation, HealthCo discovers that CloudHealth has not encrypted the PHI in accordance with the terms of its contract. In addition, CloudHealth has not provided privacy or security training to its employees. Law enforcement has requested that HealthCo provide its investigative report of the breach and a copy of the PHI of the individuals affected.
A patient affected by the breach then sues HealthCo, claiming that the company did not adequately protect the individual's ePHI, and that he has suffered substantial harm as a result of the exposed data. The patient's attorney has submitted a discovery request for the ePHI exposed in the breach.
Which of the following would be HealthCo's best response to the attorney's discovery request?
- A. Reject the request because the HIPAA privacy rule only permits disclosure for payment, treatment or healthcare operations
- B. Respond with a redacted document only relative to the plaintiff
- C. Respond with a request for satisfactory assurances such as a qualified protective order
- D. Turn over all of the compromised patient records to the plaintiff's attorney
Answer: D
NEW QUESTION # 95
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Achieving the CIPP-US certification is a valuable asset to any privacy professional looking to advance their career. It demonstrates a commitment to the highest standards of professionalism and ethical conduct in the field of privacy, and validates an individual's expertise and knowledge of US privacy laws and regulations. With the increasing importance of privacy in today's digital age, the demand for certified privacy professionals is growing, making the CIPP-US certification an essential credential for anyone looking to pursue a career in privacy.
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