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IIC C130 Exam Overview:
| Certification Vendor: | Insurance Institute of Canada (IIC) |
|---|---|
| Exam Name: | Essential Skills for the Insurance Broker and Agent |
| Exam Number: | C130 |
| Exam Price: | CAD $360 |
| Real Exam Qty: | 100 |
| Exam Duration: | 120 minutes |
| Related Certifications: | FCIP General Insurance Agent/Broker Licence |
| Passing Score: | 60% |
| Exam Format: | Multiple Choice, Scenario-Based, Computer-Based |
| Certificate Validity Period: | Exam results valid for 12 months for licensing application |
| Available Languages: | French, English |
| Recommended Training: | IIC C130 Course & Study Materials |
| Exam Registration: | Insurance Institute of Canada Registration |
| Sample Questions: |  |
| Exam Way: | Virtually proctored online or in-person at authorized centres |
| Pre Condition: | Recommended prior study: C11 Principles and Practice of Insurance, C12 Insurance on Property, C13 Insurance Against Liability Part 1, C14 Automobile Insurance Part 1 |
| Official Syllabus URL: | https://www.insuranceinstitute.ca/en/CIP-FCIP-Designations/CIP/Program-Courses/Course-Details.aspx/?courseId=62&program=CIP |
IIC C130 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| The Application Process | 10% | - Duty of disclosure - Completing applications - Underwriting considerations |
| Property Insurance Wordings | 12% | - Coverages and exclusions - Valuation methods - Common policy forms |
| Sales and Client Needs | 10% | - Risk identification - Insurance solutions - Client consultation |
| Liability Insurance | 12% | - Legal liability concepts - Commercial general liability - Personal liability coverages |
| Claims Handling | 8% | - Settlement and subrogation - Broker's role in claims - Claim reporting process |
| From Quote to Policy | 10% | - Policy issuance and delivery - Policy structure and components - Quotation and binding authority |
| Communication and Service Skills | 8% | - Record keeping - Client communication - Policy changes and endorsements |
| Property Insurance Exposures | 10% | - Small commercial property risks - Exposures and perils - Personal property risks |
| Automobile Insurance | 10% | - Provincial variations - Rating and policy issues - Mandatory and optional coverages |
| Insurance and the Intermediary | 10% | - Roles of brokers and agents - Legal duties and ethics - Licensing and regulation |
C130 Exam FAQ — Get Competitive
Yes:
After any course, make practice efficient with the 79 practice questions for the IIC Essential Skills for the Insurance Broker and Agent — every answer expert-verified.
120 minutes for 100 questions. If practice time is scarce, make sessions targeted: short daily sets in the Test4Cram engine, full timed runs when you can.
Right after payment we email you the download link — note it — and the product also arrives automatically within a minute, with 24/7 help if nothing shows up within 2 hours. Your information stays rigorously confidential throughout. If you fail the corresponding C130 exam within 60 days of purchase, we supply a whole refund: send a scanned enrollment slip plus the official Score Report PDF within 2 days of the exam, processed within 7 days. Excluded: exams within 3 days of purchase, candidate names that don't match the payer, and free or expired products. Or exchange for two equal-value products free.
The IIC Essential Skills for the Insurance Broker and Agent is IIC's certification exam for Chartered Insurance Professional (CIP), at the Intermediate / Licensing Level level. The certificate makes you advanced and competitive — priority in employment and promotion goes to the certified. Related credentials include General Insurance Agent/Broker Licence, FCIP.
Through the vendor's official registration channels:
The IIC Essential Skills for the Insurance Broker and Agent is delivered Virtually proctored online or in-person at authorized centres — pick the arrangement that suits you when booking.
The IIC Essential Skills for the Insurance Broker and Agent blueprint spans 10 domains — including Insurance and the Intermediary (10%), Property Insurance Wordings (12%), Automobile Insurance (10%). Weight the heavy domains in your schedule; the complete outline above lists every subtopic.
CAD $360 per attempt, 60% to pass. Retakes cost the full fee again, so prepare efficiently — the 79 practice questions for the C130 exam at Test4Cram stay close to the real exam's changes.
Recommended prior study: C11 Principles and Practice of Insurance, C12 Insurance on Property, C13 Insurance Against Liability Part 1, C14 Automobile Insurance Part 1 Eligibility rules change over time, so verify the current requirements on the official page (official C130 exam page) before registering.
Yes — the demo on our website is a genuine part of the complete IIC Essential Skills for the Insurance Broker and Agent dump, so what you try is what you buy. Purchases include 365 days of free updates with automatic email notifications; renew afterward at 50% off.
IIC Essential Skills for the Insurance Broker and Agent Sample Questions:
An insurer issues a special clause on a property policy for a restaurant which denies coverage unless a sprinkler system is installed and active in the kitchen at the time of a fire loss. What type of clause has the insurer issued?
- A. Subscription
- B. Condition
- C. Exclusion
- D. Requirement
Correct Answer: B 🗳️
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What should the intermediary do if the person reporting the claim is not named on the insurance policy?
- A. Attempt to discuss the matter with the client
- B. Ask the insurer to add the interested party as an additional insured
- C. Send the client a statement of claim
- D. Contact the police
Correct Answer: A 🗳️
Explanation: Only visible for Test4Cram members. You can sign-up / login (it's free).
Michelle is a new agent who would like to protect herself against possible errors and omissions claims. What should Michelle practice in her interactions with clients and insurers?
- A. Offer advice to clients if she thinks it is beneficial, even if it is outside her area of expertise
- B. Recommend that clients consult with experts outside the insurance field if a situation calls for it
- C. Use close-ended questions with clients at all times
- D. Ensure all communication with clients and insurers is done face-to-face
Correct Answer: B 🗳️
What do statutory conditions and general conditions have in common?
- A. Designed to protect the insured
- B. Apply to all types of insurance
- C. Are countersigned by an executive of the insured
- D. Considered fine print wordings
Correct Answer: D 🗳️
Explanation: Only visible for Test4Cram members. You can sign-up / login (it's free).
Which is an example of an indirect loss?
- A. Loss of income following a fire claim that closes a factory
- B. Arson at a retail store, initiated by an employee
- C. Liability claim resulting from a slip and fall at a cinema
- D. Water damage to an apartment when a frustrated tenant intentionally fails to turn off a tap
Correct Answer: A 🗳️
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